EXHIBIT 99

The prospectus utilized in connection with the offering subject to the 
form S-8 Registration Statement Number 33-49842 will not require any new 
information not already contained therein for utilization with this further 
offering.  It is registrant's intent only to provide a current date for the 
prospectus, amend a minimal amount of language on tax effects of 
participation so as to update to current statutory rates on federal income 
taxes and to adjust the number of shares authorized in the 1992 Program to 
reflect a two-for-one stock split effected by the Registrant in March, 1994.